negative working capital is bad for the bank.
On Tue, Oct 4, 2011 at 2:01 PM, Waqas Ahmed <mc090407724@vu.edu.pk> wrote:
how current ratio can be improve ?
negative working capital is good or bad for the bank?
On Mon, Oct 3, 2011 at 12:21 PM, Nida <mc090405212@vu.edu.pk> wrote:
Maryam wht u want to know about ratios??
On 03/10/2011, mc090405224 Maryam Hasni <mc090405224@vu.edu.pk> wrote:
> kndly help me out about ratios bcz i have less knwldge plz guide me
> properly............
>
>
> On Sun, Oct 2, 2011 at 11:54 PM, Nida <mc090405212@vu.edu.pk> wrote:
>> Yes waqar bro as i already told u that or from financial statements
>> then ur also right....
>>
>> On 01/10/2011, Waqas Ahmed <mc090407724@vu.edu.pk> wrote:
>>> *Composition of total assets:*= current +fixed+intangible+other assets ya
>>> nahe ho ga kia
>>>
>>> On Fri, Sep 30, 2011 at 5:55 AM, Nida <mc090405212@vu.edu.pk> wrote:
>>>
>>>> 4. Current a/c minimum balance:
>>>> current can be open with a minimum balance of Rs. 500
>>>> 5. Why acid test ratio is also called quick ratio?
>>>> As liquid or quick assets are those which can be easily converted into
>>>> cash within an accounting year that is why it is alos called quick
>>>> ratio
>>>> 6. Minimum amount required to open an account?
>>>> Customer can open his account with the minimum account balance of Rs.
>>>> 500
>>>> 7. Diff b/w AOF and KyC?
>>>> The main difference b/w account opening form and know ur customer is
>>>> that in kyc form there is a detail of the customer income that he is
>>>> earning 10000 or 20000 from his salary or business income whereas this
>>>> detal is not given in aof.
>>>> 8. Composition of total assets:
>>>> total assets = currents assets + fixed assets.....or also from the
>>>> ratio analysis....from tha balance sheet of the finanacial statements
>>>> of the bank.....
>>>>
>>>> On 30/09/2011, Nida <mc090405212@vu.edu.pk> wrote:
>>>> > The range for the debt & equity ratio is 60 : 40 where 60% is debt and
>>>> > the 40% equity......and if a firm for example is 10% is using debt
>>>> > that it mean the remaing 90% is the equity of the firm
>>>> >
>>>> > 2. Composition of equity:
>>>> > as from accounting equation
>>>> > assets= liabilities + owners equity then owners equity= assets -
>>>> > liabilities or from the ratios we calculate as
>>>> > total equity= total assets- total liabilities
>>>> >
>>>> >
>>>> > On 30/09/2011, Nida <mc090405212@vu.edu.pk> wrote:
>>>> >> On 28/09/2011, Waqas Ahmed <mc090407724@vu.edu.pk> wrote:
>>>> >>> *Explain me the inward clearing and outward clearing*
>>>> >>>
>>>> >>> *
>>>> >>> What is "Next of Kin". *
>>>> >>>
>>>> >>> * *
>>>> >>>
>>>> >>> *What type of accounts there in NBP and what type of people open
>>>> >>> their
>>>> >>> accounts in NBP. *
>>>> >>>
>>>> >>> *
>>>> >>> Can you explain the purpose of leverage ratio?*
>>>> >>>
>>>> >>> * *
>>>> >>>
>>>> >>> *-what should be the normal currant ratio?*
>>>> >>>
>>>> >>> *
>>>> >>> What is the purpose of activity ratio?*
>>>> >>>
>>>> >>> *
>>>> >>> Can you explain the difference between DuPont ratio and debt ratio?*
>>>> >>>
>>>> >>> * *
>>>> >>>
>>>> >>> *Why banks can't calculate Quick ratio?*
>>>> >>>
>>>> >>> * *
>>>> >>>
>>>> >>> *What is the big liability of a bank?*
>>>> >>>
>>>> >>> * *
>>>> >>>
>>>> >>> *Name the foreign currency which banks deals*
>>>> >>>
>>>> >>> * *
>>>> >>>
>>>> >>> *Which one is the most important procedure in account opening
>>>> >>> department?*
>>>> >>>
>>>> >>> * *
>>>> >>>
>>>> >>> *How bank can control their expenditure?*
>>>> >>>
>>>> >>> * *
>>>> >>>
>>>> >>> *What is the composition of total assets?*
>>>> >>>
>>>> >>> * *
>>>> >>>
>>>> >>> * *
>>>> >>>
>>>> >>> *What are the operating fixed assets?*
>>>> >>>
>>>> >>> * *
>>>> >>>
>>>> >>> *What is the composition of equity?*
>>>> >>>
>>>> >>> * *
>>>> >>>
>>>> >>> *What is Letter of Credit (LC)*
>>>> >>>
>>>> >>> * *
>>>> >>>
>>>> >>> *What you know bout differed tax*
>>>> >>>
>>>> >>> * *
>>>> >>>
>>>> >>> *Explain these terms quickly ...
>>>> >>> SS card
>>>> >>> LC
>>>> >>> BBA account
>>>> >>> KYC*
>>>> >>>
>>>> >>>
>>>> >>>
>>>> >>> *Can you explain the purpose of leverage ratio?*
>>>> >>>
>>>> >>> *
>>>> >>> *
>>>> >>>
>>>> >>> *What should be the normal currant ratio?*
>>>> >>>
>>>> >>> *
>>>> >>> *
>>>> >>>
>>>> >>> *What is the purpose of activity ratio?*
>>>> >>>
>>>> >>> *
>>>> >>> *
>>>> >>>
>>>> >>> *Disadvantages of current ratio if it is high*
>>>> >>>
>>>> >>> *
>>>> >>> *
>>>> >>>
>>>> >>> *Tell us the range of debt to equity ratio....if debt is 10% and
>>>> equity*
>>>> >>>
>>>> >>> *
>>>> >>> *
>>>> >>>
>>>> >>> *Explain Acid test ratio and how much it is fav for company?*
>>>> >>>
>>>> >>> *
>>>> >>> *
>>>> >>>
>>>> >>> *If Asset is exit in terms of cash so it is fav or not?*
>>>> >>>
>>>> >>> *
>>>> >>> *
>>>> >>>
>>>> >>> *What is main difference b/w account opening form and kyc form?*
>>>> >>>
>>>> >>> *
>>>> >>> *
>>>> >>>
>>>> >>> *Which accounts are opened in your branch mostly?*
>>>> >>>
>>>> >>> *
>>>> >>> *
>>>> >>>
>>>> >>> *Tell most favorable ratio is three years
>>>> >>> *
>>>> >>>
>>>> >>> *
>>>> >>> *
>>>> >>>
>>>> >>> *Tell the Current Account minimum balance?*
>>>> >>>
>>>> >>> *
>>>> >>> *
>>>> >>>
>>>> >>> *Why Acid Test Ratio is called Quick Ratio*
>>>> >>>
>>>> >>> *
>>>> >>> *
>>>> >>>
>>>> >>> *Minimum amount req to open an account *
>>>> >>>
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>>>> >>
>>>> >
>>>>
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